Request for Application #2019-020

Digital Financial Services on Health Outcomes and Health Systems

Colombia Digital Financial Solutions in Health

Executive summary: 

Moving from a reactive health care system to a proactive health promotion model, our efforts focus on providing digital financial services that addresses the gap in health services in a subsidized health system for low-income families. We argue that health systems should be understood as social determinants themselves and DFHS should address social development gaps, which can function as spaces to mitigate the risk of exclusion and weave together a fragmented and at times polarized healthcare system. Access to dental health services and collective purchasing in nutrition are proactive health services examples not covered under the current system. Services such as post care disability payments are not available to informal workers (i.e. childbirth and work related injuries). We also know that the lack of access to afore-mentioned services contribute to a proliferation of the main non communicable diseases in our society, driving up the cost of our healthcare system. Therefore, always putting health promotion on a second plan. Our digital solutions leverage the data on 13 million Colombians to produce actionable information, offering them access to relevant and cost-effective financial instruments (ie. savings, micro insurance, collective sourcing). Our aim is through a process of micromapping we can identify patterns in our patients’ behaviour in order for us to distill the right financial solutions within the specific context of the user. Going forward this detailed mapping will allow us to develop Precision Public Health Policies.

Consortium Team: 
  • Led by GESTARSALUD, our alliance brings together health service providers that reaches more than 13 million Colombians who are receiving subsidized health services. The alliance is further strengthened by expert organizations in blockchain, innovative finance, food distribution (association of foodbanks), retail services, and big data. Gestarsalud and its members work directly with government agencies on improving access to health services for low-income families as well as chairs several global networks for the solidarity economy. 

  • TOPL brings expertise in the implementation of blockchain solutions in order to be able to provide digital financial health services to the targeted population. Our work to-date has focused on the customer interface as well as the processes to leverage the collective purchasing power of low-income families to access health promotion and disease prevention solutions.

  • Together with QUADRATYX, we will use Artificial Intelligence to run deep learning exercises whereby the system is able to understand what type of information is relevant based on marker detection in the existing dataset. This allows to significantly speed up the process in identifying which affiliates would be a good match, based on their medical expenditure profile. Instead of reaching out to all 13 million affiliates in Colombia we are now able to pinpoint exactly which affiliates are a good fit for the specific financial instrument offered.

  • The team is already working with the Ministry of Health in the promotion of innovative financial solutions supported by AI and Machine Learning.

Application Status: 
Not Approved

Comments

We note that your application focuses on a request for funding to extend an existing initiative whose funding is winding down, however this is not the objective of this RFA. We reccomend adjusting accordingly. 

 

Dear Celia,

 

Thank you for the comment. While there was a mention of previous funding, this particular focuses on a specific part of access to health ...not health promotion (as the previous funding focuses on). We have adjusted the final document accordingly.

 

Thank you.