Tomorrow Global seeks to develop a theory of change for digital financial services to improve health outcomes. By drawing on the literature in health and development economics combined with operational expertise from other sectors, we will delineate the causal pathways through which these products can protect households against the financial risks from illness as well as the evidence base to support the model's underlying assumptions.
Tomorrow Global, LLC, is a woman-owned boutique policy research and advisory firm dedicated to reducing health disparities worldwide. We help clients use evidence to advance equity within and between regions, sustainability across administrations and generations, preparedness for systemic risks, resilience against unforeseen shocks, and governance as accountability.
The project team would be led by economist Jessica Pickett, who brings a deep academic understanding of household demand for primary care in low- and middle-income countries. Her research focuses on the intersecting role of consumer information, provider quality, and out-of-pocket spending. Co-founder Alanna Shaikh brings expertise with USAID's health systems work, including developing theories of change to guide programmatic investments. As an independent consultant to the project, Michelle Kirby would bring operational expertise in digital financial services in the agricultural sector. We are open to joining an existing consortium with partners who have more direct experience implementing digital financial services for health, or could use a separate subaward to develop a complementary report.